Long-term Benefits are generally payable for a longer duration of time than Short-term Benefits which are paid for a maximum period of 26 weeks. The quantum of benefit payable is a function of the number of Contributions (or Credits) which a person has recorded against his account, and his average income for the best 7 years of the last 15 years prior to his date of eligibility. Having determined the Claimant’s Average earnings, the Claimant is usually paid a percentage of that Average Earnings. The percentage payable depends on the number of Credits which the person has earned during his working life up to the date that the claim was made.

The Long-term benefits being paid by MSS are as follows:

• Age Benefit
• Age Grant
• Invalidity Benefit
• Invalidity Grant
• Survivors’ Benefit
• Survivors’ Grant
• Funeral Grant
• Widow’s Benefit
• Widower’s Benefit

In addition, a lump sum Funeral Grant is provided to assist with the burial expenses of an Insured Person, his or her spouse, and/or dependent children. The Grant is payable to the person(s) who has met, or is liable to meet the burial expenses.