The Social Security (Registration of Employers) Regulation defines an employer as: “A person, (natural or legal) who engages another person in Insurable Employment.”

The Social Security Act defines the term “Insurable Employment” as: “Employment in Montserrat under any contract of service or apprenticeship, written or oral, and whether expressed or implied.” Therefore, an employer is a person or organization who engages another person in some form of employment in which he exercises absolute control over that employee.

The Social Security Act provides that every employee between the ages of 16 and the Pensionable Age, who commences employment, must be registered with the MSSF within four days of commencement of employment.